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                                                                   EXHIBIT 23.1



                         Independent Auditor's Consent





The Board of Directors
Enterbank Holdings, Inc.:

We consent to incorporation by reference in pre-effective Amendment No. 1 to the
registration statement on Form S-3 of Enterbank Holdings, Inc. of our report
dated January 29, 1999 relating to the consolidated balance sheets of Enterbank
Holdings, Inc. and subsidiaries as of December 31, 1998 and 1997, and the
related consolidated statements of income, shareholders' equity, cash flows, and
comprehensive income for each of the years in the three-year period ended
December 31, 1998, which report appears in the December 31, 1998 annual report
on Form 10-K of Enterbank Holdings, Inc.

/s/ KPMG, LLP


St. Louis, Missouri
October 4, 1999