<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
UNAUDITED CONDENSED CONSOLIDATED FINANCIAL STATEMENTS OF PROFESSIONALS GROUP,
INC. AS OF SEPTEMBER 30, 1999 AND FOR THE NINE MONTH PERIOD THEN ENDED.
</LEGEND>


                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               SEP-30-1999
<DEBT-HELD-FOR-SALE>                           751,669
<DEBT-CARRYING-VALUE>                                0
<DEBT-MARKET-VALUE>                                  0
<EQUITIES>                                       4,326
<MORTGAGE>                                           0
<REAL-ESTATE>                                      405
<TOTAL-INVEST>                                 777,562
<CASH>                                          13,509
<RECOVER-REINSURE>                               4,695
<DEFERRED-ACQUISITION>                           2,271
<TOTAL-ASSETS>                               1,105,178
<POLICY-LOSSES>                                655,541
<UNEARNED-PREMIUMS>                             98,000
<POLICY-OTHER>                                  27,424
<POLICY-HOLDER-FUNDS>                           10,094
<NOTES-PAYABLE>                                 17,500
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         8,267
<OTHER-SE>                                     208,585
<TOTAL-LIABILITY-AND-EQUITY>                 1,105,178
<PREMIUMS>                                     136,605
<INVESTMENT-INCOME>                             30,108
<INVESTMENT-GAINS>                               2,588
<OTHER-INCOME>                                   3,014
<BENEFITS>                                     110,432
<UNDERWRITING-AMORTIZATION>                          0
<UNDERWRITING-OTHER>                            33,284
<INCOME-PRETAX>                                 26,042
<INCOME-TAX>                                     6,525
<INCOME-CONTINUING>                             18,234
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                  1,322
<CHANGES>                                            0
<NET-INCOME>                                    19,556
<EPS-BASIC>                                       2.34
<EPS-DILUTED>                                     2.31
<RESERVE-OPEN>                                 540,583
<PROVISION-CURRENT>                            140,428
<PROVISION-PRIOR>                              (30,746)
<PAYMENTS-CURRENT>                              25,581
<PAYMENTS-PRIOR>                                86,751
<RESERVE-CLOSE>                                655,541
<CUMULATIVE-DEFICIENCY>                              0