UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported) January 20, 2005
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Parkvale Financial Corporation
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(Exact Name of Registrant as Specified in its Charter)
Pennsylvania 0-17411 25-1556590
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(State or other jurisdiction (Commission File Number) (IRS Employer
of incorporation) Identification No.)
4220 William Penn Highway, Monroeville, Pennsylvania 15146
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code (412) 373-7200
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Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2 below):
[ ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 240.14d-2(b))
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION
Attached as Exhibit 99.1 is an earnings release for the 6 months ended
December 31, 2004. The Company reported net income for the quarter
ended December 31, 2004, of $2.712 million compared to net income of
$2.703 million for the quarter ended December 31, 2003. For the six
months ended December 31, 2004, the Company reported net income of
$5.3 million compared to net income of $5.1 million for the six months
ended December 31, 2003. The information contained in this Report on
form 8-K is furnished pursant to Item 2.02 and shall not be deemed
"filed" for purposes of Section 18 of the Securities Exchange Act of
1934, as amended, or otherwise subject to the liabilities of that
section, nor shall such information be deemed incorporated by
reference in any filing under the Securities Exchange Act of 1933, as
amended except as shall be expressly set forth by specific refernce in
such filing.
ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS
(a) Not applicable.
(b) Not applicable.
(c) The following exhibits are included with this Report:
Exhibit No. Description
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99.1 Press Release, dated January 20, 2005
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
PARKVALE FINANCIAL CORPORATION
By: /s/ Timothy G. Rubritz
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Name: Timothy G. Rubritz
Title: Vice President and
Chief Financial Officer
Date: January 21, 2005