<ARTICLE> 9
<LEGEND>
This schedule contains consolidated financial information of the Corporation
extracted from consolidated financial information incorporated herein by
reference to the 1994 Third Quarter Financial Review filed herewith as Exhibit
99 and is qualified in its entirety by reference to such consolidated financial
information.
</LEGEND>
<MULTIPLIER> 1,000,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1994
<PERIOD-END>                               SEP-30-1994
<CASH>                                           1,938
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      4,985
<INVESTMENTS-CARRYING>                          17,976
<INVESTMENTS-MARKET>                            17,113
<LOANS>                                         35,700
<ALLOWANCE>                                    (1,030)
<TOTAL-ASSETS>                                  64,004
<DEPOSITS>                                      33,569
<SHORT-TERM>                                    12,375
<LIABILITIES-OTHER>                              1,775
<LONG-TERM>                                     11,839
<COMMON>                                         1,141
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          1
<OTHER-SE>                                       3,304
<TOTAL-LIABILITIES-AND-EQUITY>                  64,004
<INTEREST-LOAN>                                  1,819
<INTEREST-INVEST>                                  948
<INTEREST-OTHER>                                    71
<INTEREST-TOTAL>                                 2,838
<INTEREST-DEPOSIT>                                 665
<INTEREST-EXPENSE>                               1,352
<INTEREST-INCOME-NET>                            1,485
<LOAN-LOSSES>                                       60
<SECURITIES-GAINS>                                (14)
<EXPENSE-OTHER>                                  1,281
<INCOME-PRETAX>                                    862
<INCOME-PRE-EXTRAORDINARY>                         582
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       582
<EPS-PRIMARY>                                     2.45
<EPS-DILUTED>                                     2.44
<YIELD-ACTUAL>                                    3.57
<LOANS-NON>                                        362
<LOANS-PAST>                                       144
<LOANS-TROUBLED>                                     4
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   972
<CHARGE-OFFS>                                    (120)
<RECOVERIES>                                        53
<ALLOWANCE-CLOSE>                                1,030
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0