<ARTICLE> 9
<LEGEND>

This schedule contains summary financial information  extracted from
the consolidated financial information incorporated by reference to the 1995
First Quarter Corporate Financial Review which is filed  herewith as Exhibit 99
and is qualified in its entirety by reference to such financial information.

</LEGEND>
<CIK>       0000713676
<NAME>        PNC BANK
<MULTIPLIER> 1,000,000
       
                             

<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               MAR-31-1995
<CASH>                                           2,699
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      3,137
<INVESTMENTS-CARRYING>                          17,070
<INVESTMENTS-MARKET>                            16,369
<LOANS>                                         35,724
<ALLOWANCE>                                       (981)
<TOTAL-ASSETS>                                  62,094
<DEPOSITS>                                      32,941
<SHORT-TERM>                                    13,780
<LIABILITIES-OTHER>                              1,384
<LONG-TERM>                                      9,599
<COMMON>                                         1,181
<PREFERRED-MANDATORY>                                0
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<OTHER-SE>                                       3,208
<TOTAL-LIABILITIES-AND-EQUITY>                  62,094
<INTEREST-LOAN>                                    707
<INTEREST-INVEST>                                  295
<INTEREST-OTHER>                                    22
<INTEREST-TOTAL>                                 1,024
<INTEREST-DEPOSIT>                                 292
<INTEREST-EXPENSE>                                 640
<INTEREST-INCOME-NET>                              384
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                                   1
<EXPENSE-OTHER>                                    437
<INCOME-PRETAX>                                    184
<INCOME-PRE-EXTRAORDINARY>                         126
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       126
<EPS-PRIMARY>                                      .54
<EPS-DILUTED>                                      .54
<YIELD-ACTUAL>                                    2.72
<LOANS-NON>                                        294
<LOANS-PAST>                                       161
<LOANS-TROUBLED>                                     8
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<CHARGE-OFFS>                                      (40)
<RECOVERIES>                                        18
<ALLOWANCE-CLOSE>                                  981
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<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0