<ARTICLE> 9 <CIK> 0001011145 <NAME> PRESTIGE BANCORP <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1996 <PERIOD-START> JAN-01-1996 <PERIOD-END> MAR-31-1996 <CASH> 624 <INT-BEARING-DEPOSITS> 1,744 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 11,586 <INVESTMENTS-CARRYING> 13,669 <INVESTMENTS-MARKET> 13,516 <LOANS> 62,397 <ALLOWANCE> 296 <TOTAL-ASSETS> 93,712 <DEPOSITS> 81,839 <SHORT-TERM> 0 <LIABILITIES-OTHER> 1,811 <LONG-TERM> 2,977 <COMMON> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 7,085 <TOTAL-LIABILITIES-AND-EQUITY> 93,712 <INTEREST-LOAN> 1,129 <INTEREST-INVEST> 369 <INTEREST-OTHER> 36 <INTEREST-TOTAL> 1,534 <INTEREST-DEPOSIT> 859 <INTEREST-EXPENSE> 906 <INTEREST-INCOME-NET> 628 <LOAN-LOSSES> 9 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 595 <INCOME-PRETAX> 94 <INCOME-PRE-EXTRAORDINARY> 94 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 58 <EPS-PRIMARY> 0 <EPS-DILUTED> 0 <YIELD-ACTUAL> 6.85 <LOANS-NON> 269 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 287 <CHARGE-OFFS> 0 <RECOVERIES> 0 <ALLOWANCE-CLOSE> 296 <ALLOWANCE-DOMESTIC> 183 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 113