<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE CONSOLIDATED FINANCIAL INFORMATION INCORPORATED BY REFERENCE TO THE 1996 ANNUAL REPORT, EXCERPTS OF WHICH ARE FILED HEREWITH AS EXHIBIT 13, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <CIK> 0000820907 <NAME> PARKVALE FINANCIAL CORP. <MULTIPLIER> 1000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> JUN-30-1996 <PERIOD-END> JUN-30-1996 <CASH> 10,905 <INT-BEARING-DEPOSITS> 173 <FED-FUNDS-SOLD> 66,557 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 10,493 <INVESTMENTS-CARRYING> 194,393 <INVESTMENTS-MARKET> 194,061 <LOANS> 639,442 <ALLOWANCE> 13,990 <TOTAL-ASSETS> 919,242 <DEPOSITS> 807,087 <SHORT-TERM> 6,218 <LIABILITIES-OTHER> 15,479 <LONG-TERM> 20,693 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 3,449 <OTHER-SE> 66,316 <TOTAL-LIABILITIES-AND-EQUITY> 919,242 <INTEREST-LOAN> 46,585 <INTEREST-INVEST> 19,532 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 66,117 <INTEREST-DEPOSIT> 38,044 <INTEREST-EXPENSE> 39,631 <INTEREST-INCOME-NET> 26,486 <LOAN-LOSSES> 686 <SECURITIES-GAINS> 969 <EXPENSE-OTHER> 14,240 <INCOME-PRETAX> 14,618 <INCOME-PRE-EXTRAORDINARY> 14,618 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 9,618 <EPS-PRIMARY> 2.86 <EPS-DILUTED> 2.86 <YIELD-ACTUAL> 2.98 <LOANS-NON> 1,008 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 13,136 <CHARGE-OFFS> 161 <RECOVERIES> 329 <ALLOWANCE-CLOSE> 13,990 <ALLOWANCE-DOMESTIC> 13,990 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0