<ARTICLE> 9 <RESTATED> <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-END> MAR-31-1997 <CASH> 74,737,000 <INT-BEARING-DEPOSITS> 314,000 <FED-FUNDS-SOLD> 15,000,000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 165,290,000 <INVESTMENTS-CARRYING> 172,950,000 <INVESTMENTS-MARKET> 174,668,000 <LOANS> 1,846,463,000 <ALLOWANCE> 22,282,000 <TOTAL-ASSETS> 2,335,319,000 <DEPOSITS> 1,879,969,000 <SHORT-TERM> 80,783,000 <LIABILITIES-OTHER> 36,301,000 <LONG-TERM> 78,668,000 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 38,238,000 <OTHER-SE> 221,360,000 <TOTAL-LIABILITIES-AND-EQUITY> 2,335,319,000 <INTEREST-LOAN> 38,917,000 <INTEREST-INVEST> 5,325,000 <INTEREST-OTHER> 55,000 <INTEREST-TOTAL> 44,292,000 <INTEREST-DEPOSIT> 16,952,000 <INTEREST-EXPENSE> 19,150,000 <INTEREST-INCOME-NET> 25,142,000 <LOAN-LOSSES> 600,000 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 13,627,000 <INCOME-PRETAX> 14,997,000 <INCOME-PRE-EXTRAORDINARY> 14,997,000 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 10,048,000 <EPS-PRIMARY> 0.33 <EPS-DILUTED> 0.33 <YIELD-ACTUAL> 4.78 <LOANS-NON> 5,848,000 <LOANS-PAST> 6,141,000 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 22,283,000 <CHARGE-OFFS> 684,000 <RECOVERIES> 83,000 <ALLOWANCE-CLOSE> 22,282,000 <ALLOWANCE-DOMESTIC> 8,138,000 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 14,144,000