EXHIBIT 21

PNC BANK CORP.
SCHEDULE OF CERTAIN SUBSIDIARIES
(AS OF FEBRUARY 28, 1999)

STATE OR OTHER JURISDICTION OF
NAME (1) INCORPORATION OR ORGANIZATION
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PNC Bancorp, Inc. Delaware
PNC Bank, Delaware (2) Delaware
PNC Bank, FSB (2) United States
PNC Bank, National Association (2) United States
PNC Bank, New England (2) Massachusetts

PNC Holding Corp. Delaware
Alpine Indemnity Limited Grand Cayman, B.W.I.
PFPC Worldwide Inc. (2) Delaware
PNC Alliance, Inc. Delaware
PNC Capital Corp. Delaware
PNC Capital Markets, Inc. Pennsylvania
PNC Capital Recovery Corp. Pennsylvania
PNC Commercial Corp Florida
PNC Equities Corp. Delaware
PNC Equity Management Corp (2) Pennsylvania
PNC Equity Securities Corp. Delaware
PNC ESOP Funding Corporation Delaware
PNC Funding Corp Pennsylvania
PNC GPI, Inc. Delaware
PNC Insurance Corp. Arizona
PNC Investment Corp. (2) Delaware
PNC Management Services Corp Delaware
PNC Network Holdings Corp. (2) Delaware
PNC Realty Company, Ohio Ohio
PNC Realty Holding Corp (2) Pennsylvania
PNC Venture Corp Delaware

J.J.B. Hilliard, W.L. Lyons, Inc. (3) Kentucky

(1) All active first tier subsidiaries of the Corporation's two primary
subsidiary holding companies, PNC Bancorp, Inc. and PNC Holding Corp.,
have been listed. Not all of such subsidiaries are "significant
subsidiaries" within the meaning of Rule 1-02(v) of Regulation S-X.

(2) The names of the subsidiaries of the indicated entities are omitted
because such subsidiaries, considered in the aggregate as a single
subsidiary, would not constitute a significant subsidiary.

(3) The names of the related companies and subsidiaries of this company are
omitted because such companies, considered in the aggregate as a single
subsidiary, would not constitute a significant subsidiary.