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                                                                    Exhibit 23.2



                         CONSENT OF INDEPENDENT AUDITORS

We consent to the incorporation by reference in the Registration Statement (Form
S-8 No. 33-25140) pertaining to the PNC Bank Corp. Incentive Savings Plan and in
the related Prospectus of our report dated June 4, 1999, with respect to the
financial statements and schedules of the PNC Bank Corp. Incentive Savings Plan,
all of which are included in this Annual Report on Form 10-K/A (Amendment No. 1)
for the year ended December 31, 1998.

                                               /s/ ERNST & YOUNG LLP


June 29, 1999
Pittsburgh, Pennsylvania