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                                                                     EXHIBIT 3.3

                              CERTIFICATE OF TRUST
                                       OF
                               HCC CAPITAL TRUST I

         This Certificate of Trust of HCC Capital Trust I (the "Trust") is being
duly executed and filed by the undersigned, as trustee, to form a business trust
under the Delaware Business Trust Act (12 Del. C. Section 3801 et seq.) (the
"Act").

         1. Name. The name of the business trust being formed hereby is HCC
Capital Trust I.

         2. Delaware Trustee. The name and business address of the trustee of
the Trust with a principal place of business in the State of Delaware are: First
Union Trust Company, N.A., One Rodney Square, 920 King Street, 1st Floor,
Wilmington, Delaware 19801, Attention: Corporate Trust Department.

         3. Effective Date. This Certificate of Trust shall be effective
immediately upon its filing with the Secretary of State of the State of
Delaware.

         In Witness Whereof, the undersigned have duly executed this Certificate
of Trust in accordance with Section 3811(a)(1) of the Act.

                            First Union Trust Company, N.A., as Delaware Trustee


                            By:    /s/ EDWARD L. TRUITT, JR.
                               -------------------------------------------------
                            Name:  Edward L. Truitt, Jr.
                                 -----------------------------------------------
                            Title: Vice President
                                  ----------------------------------------------

                            First Union National Bank, as Property Trustee


                            By:    /s/ EDWARD L. TRUITT, JR.
                               -------------------------------------------------
                            Name:  Edward L. Truitt, Jr.
                                 -----------------------------------------------
                            Title: Vice President
                                  ----------------------------------------------