Exhibit 23.2





            CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM


We consent to the reference in the Registration Statement (Form S-8) pertaining
to the Westcorp 2001 Stock Incentive Plan and to the incorporation by reference
therein of our reports dated March 8, 2005, with respect to the consolidated
financial statements of Westcorp included in its Annual Report (Form 10-K) for
the year ended December 31, 2004, Westcorp management's assessment of the
effectiveness of internal control over financial reporting, and the
effectiveness of internal control over financial reporting of Westcorp, filed
with the Securities and Exchange Commission.



                                            /s/ Ernst & Young LLP


Los Angeles, California
May 25, 2005