<ARTICLE> 5
<LEGEND>
This schedule contains summary financial information extracted from the
statement of income and balance and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<MULTIPLIER> 1000000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               JUN-30-1995
<CASH>                                             127
<SECURITIES>                                         0
<RECEIVABLES>                                     2446
<ALLOWANCES>                                       865
<INVENTORY>                                        395
<CURRENT-ASSETS>                                  3621
<PP&E>                                           13637
<DEPRECIATION>                                    4360
<TOTAL-ASSETS>                                   17454
<CURRENT-LIABILITIES>                             2419
<BONDS>                                           6106
<COMMON>                                             4
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                        6444
<TOTAL-LIABILITY-AND-EQUITY>                     17454
<SALES>                                              0
<TOTAL-REVENUES>                                  8741
<CGS>                                                0
<TOTAL-COSTS>                                     4781
<OTHER-EXPENSES>                                  1627
<LOSS-PROVISION>                                   488
<INTEREST-EXPENSE>                                 236
<INCOME-PRETAX>                                    732
<INCOME-TAX>                                       296
<INCOME-CONTINUING>                                436
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                   (96)
<CHANGES>                                            0
<NET-INCOME>                                       340
<EPS-PRIMARY>                                      .76
<EPS-DILUTED>                                      .76