Exhibit 3.1(a)(iii)


                              CERTIFICATE OF CHANGE

                                       OF

                          CERTIFICATE OF INCORPORATION

                                       OF

                         MONETARY MANAGEMENT CORPORATION

               Under Section 805-A of the Business Corporation Law

                                  ---ooo0ooo---

               WE, THE UNDERSIGNED, Jeffrey Weiss and Donald Gayhardt
     being, respectively, the President and the Secretary of MONETARY
     MANAGEMENT CORPORATION, (the "Corporation"), hereby certify:

               1.   The name of the Corporation is Monetary Management
          Corporation;

               2.   The Certificate of Incorporation of the
          Corporation was filed by the Department of State on
          September 28, 1979; and

               3.   The following was authorized by the Board of
          Directors:

                    To change the registered agent in New York upon
                    whom all process against the Corporation may be
                    served from CT Corporation, 277 Park Ave New York,
                    New York 10017 to CT Corporation System located at
                    1633 Broadway, New York, New York 10019






     


               IN WITNESS WHEREOF, we have signed this certificate on the   
     22nd day of August, 1995 and we affirm the statements contained therein as
     true under penalties of perjury.



                                   /s/ Jeffrey Weiss                       
                                   ----------------------------------------
                                   Jeffrey Weiss, President


                                   /s/ Donald Gayhardt                     
                                   ----------------------------------------
                                   Donald Gayhardt, Secretary








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