Exhibit 12.1
DOLLAR FINANCIAL GROUP, INC.
STATEMENT RE: COMPUTATION OF RATIO OF
EARNINGS TO FIXED CHARGES
Predecessor Company Successor Company
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Six Months Pro Forma
Year Ended Ended Year Ended Three Months Three Months
December 31, June 30, June 30, September 30, September 30,
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1991 1992 1993 1994 1995 1996 1995 1996 1996
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Consolidated
pretax income
from continuing
operations $(3,041) $ (788) $ 1,257 $ 1,085 $1,582 $(3,282) $ 14 $ 298 $ 181
Interest expense 2,554 1,744 1,597 721 2,480 3,385 759 1,358 3,198
Net amortization
of debt discount
and premium and
issuance expense -- -- -- -- 137 137 -- 84 108
Interest portion
of rental expense 450 616 627 319 778 978 235 347 597
------ ------- ------- ------- ------ ------ ----- ------ --------
Earnings $ (37) $ 1,572 $ 3,481 $ 2,125 $4,977 $1,218 $1,008 $2,087 $ 4,084
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Interest expense $ 2554 $ 1,744 $ 1,597 $ 721 $2,480 $3,385 $ 759 $1,358 $ 3,198
Net amortization
of debt discount
and premium and
issuance expense -- -- -- -- 137 137 -- 84 108
Interest portion
of rental expense 450 616 627 319 778 978 235 347 597
------- ------- ------- ------- ------ ------- ----- ------ --------
Fixed Charges $ 3,004 $ 2,360 $ 2,224 $ 1,040 $ 3,395 $ 4,500 $ 994 $1,789 $ 3,903
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Ratio of Earnings
to Fixed Charges -- -- 1.6 2.0 $ 1.5 $ -- $1.0 $ 1.2 $ 1.1
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Deficiency of
Earnings to
Fixed Charges
(in thousands) $(3,041) $ (788) $ -- $ -- $ -- $(3,282) $ -- $ -- $ --
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