EXHIBIT 23.5
 
              CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS
 
  We hereby consent to the use in this Registration Statement of our report,
dated March 17, 1996, relating to the financial statements of ABC Check
Cashing, Inc., and to the reference to our Firm under the caption "Experts" in
the Prospectus.
 
                                          William Proper & Company
 
Beachwood, Ohio 
March 3, 1997