EXHIBIT 25.1
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SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549
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FORM T-1
STATEMENT OF ELIGIBILITY
UNDER THE TRUST INDENTURE ACT OF 1939 OF
A CORPORATION DESIGNATED TO ACT AS TRUSTEE
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CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF
A TRUSTEE PURSUANT TO SECTION 305(b)(2) ________
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THE CHASE MANHATTAN BANK
(Exact name of trustee as specified in its charter)
NEW YORK 13-4994650
(State of incorporation (I.R.S. employer
if not a national bank) identification No.)
270 PARK AVENUE
NEW YORK, NEW YORK 10017
(Address of principal executive offices) (Zip Code)
William H. McDavid
General Counsel
270 Park Avenue
New York, New York 10017
Tel: (212) 270-2611
(Name, address and telephone number of agent for service)
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NEW JERSEY THE MONEY STORE INC. 22-2293022
AND ITS GUARANTORS
VIRGINIA THE MONEY STORE/D.C. INC. 22-2133027
KENTUCKY THE MONEY STORE/KENTUCKY INC. 22-2459832
MINNESOTA THE MONEY STORE/MINNESOTA INC. 22-3003495
DELAWARE THE MONEY STORE AUTO FINANCE INC. 22-3331186
DELAWARE CLASS NOTES INC. 22-3400682
NEW JERSEY DYNA-MARK, INC. 22-1920775
NEW JERSEY EQUITY INSURANCE AGENCY, INC. 22-1936537
NEW JERSEY MAJOR BROKERAGE CO., INC. 22-1902811
CALIFORNIA PRINCETON ESCROW 95-3427953
KENTUCKY THE MONEY STORE HOME EQUITY CORP. 22-2522232
NEW JERSEY THE MONEY STORE INVESTMENT CORPORATION 22-2293019
NEW YORK THE MONEY STORE OF NEW YORK INC. 22-3143559
CALIFORNIA THE COMMERCE GROUP 68-0103196
NEW JERSEY THE MONEY STORE COMMERCIAL MORTGAGE INC. 22-2378261
NEW JERSEY THE MONEY STORE SERVICE CORP. 22-2293016
NEW JERSEY TMS MORTGAGE INC. 22-3217781
DELAWARE THE MONEY STORE U.K. INC. 91-1784015
CALIFORNIA THE MONEY STORE REALTY INC. 68-0379803
DELAWARE TMS VENTURE HOLDINGS, INC. 91-1771259
(State or other (Exact name of obligor as specified in its charter) (I.R.S. employer
jurisdiction of identification No.)
incorporation or
organization)
2840 MORRIS AVENUE
UNION, NEW JERSEY 07083
(Address of principal executive offices) (Zip Code)
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DEBT SECURITIES
(Title of the indenture securities)
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GENERAL
Item 1. General Information.
Furnish the following information as to the trustee:
(a) Name and address of each examining or supervising authority to which it
is subject.
New York State Banking Department, State House, Albany,
New York 12110.
Board of Governors of the Federal Reserve System,
Washington, D.C., 20551
Federal Reserve Bank of New York, District No. 2, 33 Liberty Street,
New York, N.Y.
Federal Deposit Insurance Corporation, Washington, D.C., 20429.
(b) Whether it is authorized to exercise corporate trust powers.
Yes.
Item 2. Affiliations with the Obligor.
If the obligor is an affiliate of the trustee, describe each such
affiliation.
None.
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Item 16. List of Exhibits
List below all exhibits filed as a part of this Statement of Eligibility.
1. A copy of the Articles of Association of the Trustee as now in effect,
including the Organization Certificate and the Certificates of Amendment dated
February 17, 1969, August 31, 1977, December 31, 1980, September 9, 1982,
February 28, 1985, December 2, 1991 and July 10, 1996 (see Exhibit 1 to Form T-
1 filed in connection with Registration Statement No. 333-06249, which is
incorporated by reference).
2. A copy of the Certificate of Authority of the Trustee to Commence
Business (see Exhibit 2 to Form T-1 filed in connection with Registration
Statement No. 33-50010, which is incorporated by reference. On July 14, 1996,
in connection with the merger of Chemical Bank and The Chase Manhattan Bank
(National Association), Chemical Bank, the surviving corporation, was renamed
The Chase Manhattan Bank).
3. None, authorization to exercise corporate trust powers being contained
in the documents identified above as Exhibits 1 and 2.
4. A copy of the existing By-Laws of the Trustee (see Exhibit 4 to Form
T-1 filed in connection with Registration Statement No. 333-06249, which is
incorporated by reference).
5. Not applicable.
6. The consent of the Trustee required by Section 321(b) of the Act (see
Exhibit 6 to Form T-1 filed in connection with Registration Statement No. 33-
50010, which is incorporated by reference. On July 14, 1996, in connection with
the merger of Chemical Bank and The Chase Manhattan Bank (National
Association), Chemical Bank, the surviving corporation, was renamed The Chase
Manhattan Bank).
7. A copy of the latest report of condition of the Trustee, published
pursuant to law or the requirements of its supervising or examining authority.
8. Not applicable.
9. Not applicable.
SIGNATURE
Pursuant to the requirements of the Trust Indenture Act of 1939 the
Trustee, The Chase Manhattan Bank, a corporation organized and existing under
the laws of the State of New York, has duly caused this statement of
eligibility to be signed on its behalf by the undersigned, thereunto duly
authorized, all in the City of New York and State of New York, on the 8th day
of April, 1997.
THE CHASE MANHATTAN BANK
By /s/Kathleen Perry
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Kathleen Perry
Second Vice President
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Exhibit 7 to Form T-1
Bank Call Notice
RESERVE DISTRICT NO. 2
CONSOLIDATED REPORT OF CONDITION OF
The Chase Manhattan Bank
of 270 Park Avenue, New York, New York 10017
and Foreign and Domestic Subsidiaries,
a member of the Federal Reserve System,
at the close of business December 31, 1996, in
accordance with a call made by the Federal Reserve Bank of this
District pursuant to the provisions of the Federal Reserve Act.
DOLLAR AMOUNTS
ASSETS IN MILLIONS
Cash and balances due from depository institutions:
Noninterest-bearing balances and
currency and coin ........................................... $ 11,509
Interest-bearing balances ................................... 8,457
Securities: ...................................................
Held to maturity securities.................................... 3,128
Available for sale securities.................................. 40,534
Federal Funds sold and securities purchased under
agreements to resell in domestic offices of the
bank and of its Edge and Agreement subsidiaries,
and in IBF's:
Federal funds sold........................................... 9,222
Securities purchased under agreements to resell.............. 422
Loans and lease financing receivables:
Loans and leases, net of unearned income............ 133,935
Less: Allowance for loan and lease losses........... 2,789
Less: Allocated transfer risk reserve............... 16
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Loans and leases, net of unearned income,
allowance, and reserve....................................... 131,130
Trading Assets................................................. 49,876
Premises and fixed assets (including capitalized
leases)...................................................... 2,877
Other real estate owned........................................ 290
Investments in unconsolidated subsidiaries and
associated companies......................................... 124
Customer's liability to this bank on acceptances
outstanding.................................................. 2,313
Intangible assets.............................................. 1,316
Other assets................................................... 11,231
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TOTAL ASSETS................................................... $272,429
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LIABILITIES
Deposits
In domestic offices..................................... $ 87,006
Noninterest-bearing............................ $35,783
Interest-bearing............................... 51,223
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In foreign offices, Edge and Agreement
subsidiaries, and IBF's................................. 73,206
Noninterest-bearing ........................... $ 4,347
Interest-bearing............................... 68,859
Federal funds purchased and securities sold
under agreements to repurchase in domestic
offices of the bank and of its Edge and
Agreement subsidiaries, and in IBF's
Federal funds purchased................................. 14,980
Securities sold under agreements to repurchase.......... 10,125
Demand notes issued to the U.S. Treasury.................. 1,867
Trading liabilities....................................... 34,783
Other Borrowed money:
With a remaining maturity of one year or less........... 14,639
With a remaining maturity of more than one year 425
Mortgage indebtedness and obligations under
capitalized leases....................................... 40
Bank's liability on acceptances executed and
outstanding.............................................. 2,267
Subordinated notes and debentures......................... 5,471
Other liabilities......................................... 11,343
TOTAL LIABILITIES......................................... 256,152
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Limited-Life Preferred stock and related surplus 550
EQUITY CAPITAL
Common stock.............................................. 1,251
Surplus................................................... 10,243
Undivided profits and capital reserves.................... 4,526
Net unrealized holding gains (Losses)
on available-for-sale securities.......................... (309)
Cumulative foreign currency translation
adjustments.............................................. 16
TOTAL EQUITY CAPITAL...................................... 15,727
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TOTAL LIABILITIES, LIMITED-LIFE PREFERRED
STOCK AND EQUITY CAPITAL................................ $272,429
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I, Joseph L. Sclafani, S.V.P. & Controller of the above-named
bank, do hereby declare that this Report of Condition has
been prepared in conformance with the instructions issued
by the appropriate Federal regulatory authority and is true
to the best of my knowledge and belief.
JOSEPH L. SCLAFANI
We, the undersigned directors, attest to the correctness
of this Report of Condition and declare that it has been
examined by us, and to the best of our knowledge and
belief has been prepared in conformance with the in-
structions issued by the appropriate Federal regulatory
authority and is true and correct.
WALTER V. SHIPLEY )
EDWARD D. MILLER ) DIRECTORS
THOMAS G. LABRECQUE )
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