<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM JUNE 30,
1997 10-Q REPORT AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<RESTATED>
<MULTIPLIER> 1,000
<PERIOD-TYPE> 6-MOS 6-MOS 3-MOS 3-MOS
<FISCAL-YEAR-END> DEC-31-1997 DEC-31-1996 DEC-31-1997 DEC-31-1996
<PERIOD-START> JAN-01-1997 JAN-01-1996 JAN-01-1997 JAN-01-1996
<PERIOD-END> JUN-30-1997 JUN-30-1996 MAR-01-1997 MAR-31-1996
<CASH> 15067 10326 12216 9217
<INT-BEARING-DEPOSITS> 3000 700 2000 3900
<FED-FUNDS-SOLD> 0 0 0 0
<TRADING-ASSETS> 0 0 0 0
<INVESTMENTS-HELD-FOR-SALE> 51059 40640 48050 39503
<INVESTMENTS-CARRYING> 52670 54029 54065 50796
<INVESTMENTS-MARKET> 0 0 0 0
<LOANS> 356817 347995 348735 332806
<ALLOWANCE> (2938) (3236) (3589) (3389)
<TOTAL-ASSETS> 496903 470710 481205 451060
<DEPOSITS> 428052 412513 422832 372605
<SHORT-TERM> 29529 22601 20333 43104
<LIABILITIES-OTHER> 2498 2312 2546 2912
<LONG-TERM> 0 0 0 0
<PREFERRED-MANDATORY> 0 0 0 0
<PREFERRED> 49 50 49 50
<COMMON> 2377 2357 2373 2349
<OTHER-SE> 34398 30877 33072 30040
<TOTAL-LIABILITIES-AND-EQUITY> 496903 470710 481205 451060
<INTEREST-LOAN> 14989 14510 7447 7110
<INTEREST-INVEST> 3280 2783 1628 1372
<INTEREST-OTHER> 166 211 37 36
<INTEREST-TOTAL> 18435 17504 9112 8518
<INTEREST-DEPOSIT> 7597 7230 3701 3535
<INTEREST-EXPENSE> 8264 8186 4046 540
<INTEREST-INCOME-NET> 10171 9318 5066 4443
<LOAN-LOSSES> 745 742 373 296
<SECURITIES-GAINS> 37 1 30 2
<EXPENSE-OTHER> 6920 6334 3429 3102
<INCOME-PRETAX> 4079 3520 1988 1632
<INCOME-PRE-EXTRAORDINARY> 0 0 0 0
<EXTRAORDINARY> 0 0 0 0
<CHANGES> 0 0 0 0
<NET-INCOME> 2527 2143 1229 992
<EPS-PRIMARY> .98 .83 .98 .38
<EPS-DILUTED> .76 .81 .47 .37
<YIELD-ACTUAL> 0 0 0 0
<LOANS-NON> 0 0 0 0
<LOANS-PAST> 0 0 0 0
<LOANS-TROUBLED> 0 0 0 0
<LOANS-PROBLEM> 0 0 0 0
<ALLOWANCE-OPEN> 0 0 0 0
<CHARGE-OFFS> 0 0 0 0
<RECOVERIES> 0 0 0 0
<ALLOWANCE-CLOSE> 0 0 0 0
<ALLOWANCE-DOMESTIC> 0 0 0 0
<ALLOWANCE-FOREIGN> 0 0 0 0
<ALLOWANCE-UNALLOCATED> 0 0 0 0