Exhibit   7.(b)


                               POWER OF ATTORNEY
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     Know all men by these presents:


          That I, Gilbert F. Casellas, of Chevy Chase, Maryland, a member of the
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     Board of Directors of The Prudential Insurance Company of America, do
     hereby make, constitute and appoint as my true and lawful attorneys in fact
     LEE D. AUGSBUGER, SUSAN L. BLOUNT, THOMAS C. CASTANO, CAREN A. CUNNINGHAM,
     TIMOTHY P. HARRIS, DODIE KENT, CLIFFORD E. KIRSCH, THOMAS J. LOFTUS, KIRK
     A. MONTGOMERY, BERNARD V. PETERSON, PETER T. SCOTT, C. CHRISTOPHER SPRAGUE
     and ARTHUR D. WOODS III or any of them severally for me and in my name,
     place and stead to sign, where applicable:  Annual Reports of Form 10-K,
     registration statements on the appropriate forms prescribed by the
     Securities and Exchange Commission, and any other periodic documents and
     reports required under the Investment Company Act of 1940, the Securities
     Act of 1933 and all amendments thereto executed on behalf of The Prudential
     Insurance Company of America and filed with the Securities and Exchange
     Commission for the following:



     The Prudential Variable Contract Account-2 and group variable annuity
     contracts, to the extent they represent participating interests in said
     Account;



     The Prudential Variable Contract Account-10 and group annuity contracts, to
     the extent they represent participating interests in said Account;



     The Prudential Variable Contract Account-11 and group annuity contracts, to
     the extent they represent participating interests in said Account;



     The Prudential Variable Contract Account-24 and group annuity contracts, to
     the extent they represent participating interests in said Account;



     The Prudential Variable Contract Real Property Account and individual
     variable life insurance and annuity contracts, to the extent they represent
     participating interests in said Account;



     Prudential's Investment Plan Account and Systematic Investment Plan
     Contracts, to the extent they represent participating interests in said
     Account, and shares of the Common Stock of Prudential's Gibraltar Fund;



     Prudential's Annuity Plan Account and Variable Annuity Contracts, to the
     extent they represent participating interests in said Account, and shares
     of the Common Stock of Prudential's Gibraltar Fund;



     Prudential's Annuity Plan Account-2 and Variable Annuity Contracts, to the
     extent they represent participating interests in said Account, and shares
     of the Common Stock of Prudential's Gibraltar Fund;

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     The Prudential Individual Variable Contract Account and Individual Variable
     Annuity Contracts, to the extent they represent participating interests in
     said Account;



     The Prudential Qualified Individual Variable Contract Account and
     Individual Variable Annuity Contracts, to the extent they represent
     participating interests in said Account;



     The Prudential Variable Appreciable Account and Variable Life Insurance
     Contracts, to the extent they represent participating interests in said
     Account;



     The Prudential Variable Life Insurance Account and Variable Life Insurance
     Contracts, to the extent they represent participating interests in said
     Account;



     The Prudential Variable Contract Account GI-2 and Group Variable Life
     Insurance Contracts, to the extent they represent participating interests
     in said Account; and



     The Prudential Discovery Select Group Variable Contract Account and group
     annuity contracts, to the extent they represent participating interests in
     said Account.



IN WITNESS WHEREOF, I have hereunto set my hand this 27th day of April, 1998.



                                    /s/  Gilbert F. Casellas
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                                         Signature



State of ___Washington, DC________  )

                                    )   SS

County of ______________________    )



     On this 27th day of April, 1998, before me personally appeared Gilbert F.
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Casellas, to me known to me to be the person mentioned and described in and who
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executed the foregoing instrument and duly acknowledged to me that (s)he
executed the same.



My commission expires:  June 14, 2001

                                         /s/  Noemi Lugo
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                                           Notary Public

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