<ARTICLE> 9
<LEGEND> This schedule contains summary financial information extracted from
the Consolidated Balance Sheet, Consolidated Income Statement and is qualified
in its entirety by reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               DEC-31-1999
<CASH>                                       1,977,927
<INT-BEARING-DEPOSITS>                       2,305,361
<FED-FUNDS-SOLD>                             1,133,850
<TRADING-ASSETS>                                10,967
<INVESTMENTS-HELD-FOR-SALE>                  5,479,984
<INVESTMENTS-CARRYING>                         752,770
<INVESTMENTS-MARKET>                           740,411
<LOANS>                                     15,374,455
<ALLOWANCE>                                    150,945
<TOTAL-ASSETS>                              28,708,191
<DEPOSITS>                                  21,371,015
<SHORT-TERM>                                 2,295,817
<LIABILITIES-OTHER>                          1,067,225
<LONG-TERM>                                  1,799,465
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                    120,000
<COMMON>                                       379,869
<OTHER-SE>                                   1,674,800
<TOTAL-LIABILITIES-AND-EQUITY>              28,708,191
<INTEREST-LOAN>                                938,608
<INTEREST-INVEST>                              405,017
<INTEREST-OTHER>                               225,047
<INTEREST-TOTAL>                             1,568,672
<INTEREST-DEPOSIT>                             591,881
<INTEREST-EXPENSE>                           1,049,828
<INTEREST-INCOME-NET>                          518,844
<LOAN-LOSSES>                                   12,500
<SECURITIES-GAINS>                                 693
<EXPENSE-OTHER>                              1,125,025
<INCOME-PRETAX>                                616,485
<INCOME-PRE-EXTRAORDINARY>                     405,005
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   405,005
<EPS-BASIC>                                       1.81
<EPS-DILUTED>                                     1.74
<YIELD-ACTUAL>                                    2.05
<LOANS-NON>                                     59,286
<LOANS-PAST>                                    15,404
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               146,839
<CHARGE-OFFS>                                    9,835
<RECOVERIES>                                     1,441
<ALLOWANCE-CLOSE>                              150,945
<ALLOWANCE-DOMESTIC>                           117,990
<ALLOWANCE-FOREIGN>                              3,569
<ALLOWANCE-UNALLOCATED>                         29,386