<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> MAR-31-2000 <CASH> 1,592,694 <INT-BEARING-DEPOSITS> 4,021,979 <FED-FUNDS-SOLD> 362,979 <TRADING-ASSETS> 7,667 <INVESTMENTS-HELD-FOR-SALE> 8,026,696 <INVESTMENTS-CARRYING> 758,050 <INVESTMENTS-MARKET> 748,269 <LOANS> 16,478,776 <ALLOWANCE> 154,705 <TOTAL-ASSETS> 33,219,419 <DEPOSITS> 21,454,693 <SHORT-TERM> 6,256,014 <LIABILITIES-OTHER> 993,614 <LONG-TERM> 2,263,537 <PREFERRED-MANDATORY> 0 <PREFERRED> 120,000 <COMMON> 379,869 <OTHER-SE> 1,751,692 <TOTAL-LIABILITIES-AND-EQUITY> 33,219,419 <INTEREST-LOAN> 261,420 <INTEREST-INVEST> 114,930 <INTEREST-OTHER> 59,408 <INTEREST-TOTAL> 435,758 <INTEREST-DEPOSIT> 184,461 <INTEREST-EXPENSE> 296,407 <INTEREST-INCOME-NET> 139,351 <LOAN-LOSSES> 4,000 <SECURITIES-GAINS> 19 <EXPENSE-OTHER> 326,117 <INCOME-PRETAX> 171,687 <INCOME-PRE-EXTRAORDINARY> 113,289 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 113,289 <EPS-BASIC> .51 <EPS-DILUTED> .49 <YIELD-ACTUAL> 2.16 <LOANS-NON> 56,543 <LOANS-PAST> 25,059 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 150,945 <CHARGE-OFFS> 367 <RECOVERIES> 127 <ALLOWANCE-CLOSE> 154,705 <ALLOWANCE-DOMESTIC> 122,180 <ALLOWANCE-FOREIGN> 4,136 <ALLOWANCE-UNALLOCATED> 28,389