<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> SEP-30-2000 <CASH> 1,361,773 <INT-BEARING-DEPOSITS> 3,052,884 <FED-FUNDS-SOLD> 247,439 <TRADING-ASSETS> 13,886 <INVESTMENTS-HELD-FOR-SALE> 9,241,244 <INVESTMENTS-CARRYING> 794,846 <INVESTMENTS-MARKET> 788,909 <LOANS> 17,730,090 <ALLOWANCE> 157,970 <TOTAL-ASSETS> 34,793,741 <DEPOSITS> 21,154,612 <SHORT-TERM> 7,377,954 <LIABILITIES-OTHER> 1,132,249 <LONG-TERM> 2,768,383 <PREFERRED-MANDATORY> 0 <PREFERRED> 120,000 <COMMON> 379,869 <OTHER-SE> 1,860,674 <TOTAL-LIABILITIES-AND-EQUITY> 34,793,741 <INTEREST-LOAN> 844,319 <INTEREST-INVEST> 448,849 <INTEREST-OTHER> 173,852 <INTEREST-TOTAL> 1,467,020 <INTEREST-DEPOSIT> 606,567 <INTEREST-EXPENSE> 1,044,003 <INTEREST-INCOME-NET> 423,017 <LOAN-LOSSES> 19,000 <SECURITIES-GAINS> 46 <EXPENSE-OTHER> 1,009,224 <INCOME-PRETAX> 542,000 <INCOME-PRE-EXTRAORDINARY> 359,626 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 359,626 <EPS-BASIC> 1.61 <EPS-DILUTED> 1.54 <YIELD-ACTUAL> 2.05 <LOANS-NON> 76,806 <LOANS-PAST> 31,791 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 150,945 <CHARGE-OFFS> 12,983 <RECOVERIES> 1,008 <ALLOWANCE-CLOSE> 157,970 <ALLOWANCE-DOMESTIC> 128,009 <ALLOWANCE-FOREIGN> 3,067 <ALLOWANCE-UNALLOCATED> 26,894