UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K
                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

         Date of Report (Date of earliest event reported): March 3, 2003

                                  ANTHEM, INC.
             (Exact name of registrant as specified in its charter)

            Indiana                  001-16751                 35-2145715
 (State or other jurisdiction   (Commission File Number)      (IRS Employer
       of incorporation)                                    Identification No.)


               120 Monument Circle
                Indianapolis, IN                                46204
    (Address of principal executive offices)                  (Zip Code)


       Registrant's telephone number, including area code: (317) 488-6000


                                       N/A
          (Former name or former address, if changed since last report)



Item 9. Regulation FD Disclosure

     Officers of the Company expect to meet with securities analysts and
investors during the week of March 3, 2003 and March 10, 2003. During these
meetings, the officers expect to confirm the Company's ability to meet the
earnings expectations given in a press release and conference call on February
3, 2003. A copy of that press release was filed as Exhibit 99 to the Form 8-K
filed by the Company with the Securities and Exchange Commission on February 4,
2003.

The press release referred to above contains certain forward-looking information
about Anthem, Inc. ("Anthem") that are intended to be covered by the safe harbor
for "forward-looking statements" provided by the Private Securities Litigation
Reform Act of 1995. Forward-looking statements are statements that are not
historical facts. Words such as "expect(s)", "feel(s)", "believe(s)", "will",
"may", "anticipate(s)" and similar expressions are intended to identify
forward-looking statements. These statements include, but are not limited to,
financial projections and estimates and their underlying assumptions; statements
regarding plans, objectives and expectations with respect to future operations,
products and services; and statements regarding future performance. Such
statements are subject to certain risks and uncertainties, many of which are
difficult to predict and generally beyond the control of Anthem, that could
cause actual results to differ materially from those expressed in, or implied or
projected by, the forward-looking information and statements. These risks and
uncertainties include: those discussed and identified in public filings with the
Securities and Exchange Commission ("SEC") made by Anthem; trends in health care
costs and utilization rates; our ability to secure sufficient premium rate
increases; competitor pricing below market trends of increasing costs; increased
government regulation of health benefits and managed care; significant
acquisitions or divestitures by major competitors; introduction and utilization
of new prescription drugs and technology; a downgrade in our financial strength
ratings; an increased level of debt; litigation targeted at health benefits
companies; our ability to contract with providers consistent with past practice;
to achieve expected synergies and operating efficiencies from the Trigon
Healthcare, Inc. acquisition and to successfully integrate our operations; and
general economic downturns. You are cautioned not to place undue reliance on
these forward-looking statements that speak only as of the date hereof. Anthem
does not undertake any obligation to republish revised forward-looking
statements to reflect events or circumstances after the date hereof or to
reflect the occurrence of unanticipated events. You are also urged to carefully
review and consider the various disclosures in Anthem's various SEC filings,
including but not limited to the registration statement on Form S-3 filed on
December 18, 2002, Anthem's Annual Report on Form 10-K for the year ended
December 31, 2001, and Anthem's Quarterly Report on Form 10-Q for the quarterly
period ended September 30, 2002.

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                                    SIGNATURE

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

Date:  March 3, 2003

                                  ANTHEM, INC.

                                  By: /s/ Michael L. Smith
                                  ---------------------------------------------
                                  Name:  Michael L. Smith
                                  Title: Executive Vice President and
                                         Chief Financial and Accounting Officer

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