Exhibit 99.2

                        Certification of CFO Pursuant to
                             18 U.S.C. Section 1350,
                             as Adopted Pursuant to
                  Section 906 of the Sarbanes-Oxley Act of 2002

In connection with the Quarterly Report on Form 10-Q of Unitrin, Inc. (the
"Company") for the quarterly period ended March 31, 2003 as filed with the
Securities and Exchange Commission on the date hereof (the "Report"), Eric J.
Draut, as Chief Financial Officer of the Company, hereby certifies, pursuant to
18 U.S.C. (S) 1350, as adopted pursuant to (S) 906 of the Sarbanes-Oxley Act of
2002, that, to the best of his knowledge:

     (1) The Report fully complies with the requirements of Section 13(a) or
15(d) of the Securities Exchange Act of 1934; and

     (2) The information contained in the Report fairly presents, in all
material respects, the financial condition and results of operations of the
Company.


/s/ Eric J. Draut
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Name: Eric J. Draut
Title: Executive Vice President and Chief Financial Officer
Date: April 23, 2003

This certification accompanies the Report pursuant to (S) 906 of the
Sarbanes-Oxley Act of 2002 and shall not, except to the extent required by the
Sarbanes-Oxley Act of 2002, be deemed filed by the Company for purposes of
(S) 18 of the Securities Exchange Act of 1934, as amended. A signed original of
this written statement required by section 906 has been provided to Unitrin,
Inc. and will be retained by Unitrin, Inc. and furnished to the Securities and
Exchange Commission or its staff upon request.