<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE METROPOLITAN FINANCIAL CORPORATION SEPTEMBER 30, 1994, 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1994 <PERIOD-START> JAN-01-1994 <PERIOD-END> SEP-30-1994 <CASH> 81,845 <INT-BEARING-DEPOSITS> 31,082 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 628,912 <INVESTMENTS-CARRYING> 1,625,514 <INVESTMENTS-MARKET> 1,553,654 <LOANS> 5,267,101 <ALLOWANCE> 40,425 <TOTAL-ASSETS> 8,073,094 <DEPOSITS> 5,506,425 <SHORT-TERM> 795,618 <LIABILITIES-OTHER> 135,942 <LONG-TERM> 1,137,414 <COMMON> 328 <PREFERRED-MANDATORY> 0 <PREFERRED> 5 <OTHER-SE> 497,362 <TOTAL-LIABILITIES-AND-EQUITY> 8,073,094 <INTEREST-LOAN> 301,354 <INTEREST-INVEST> 91,872 <INTEREST-OTHER> 4,740 <INTEREST-TOTAL> 397,966 <INTEREST-DEPOSIT> 169,544 <INTEREST-EXPENSE> 233,698 <INTEREST-INCOME-NET> 164,268 <LOAN-LOSSES> 9,575 <SECURITIES-GAINS> (126) <EXPENSE-OTHER> 169,346 <INCOME-PRETAX> 50,075 <INCOME-PRE-EXTRAORDINARY> 31,043 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 31,043 <EPS-PRIMARY> 0.93 <EPS-DILUTED> 0.92 <YIELD-ACTUAL> 3.02 <LOANS-NON> 31,556 <LOANS-PAST> 0 <LOANS-TROUBLED> 16,218 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 42,905 <CHARGE-OFFS> 17,145 <RECOVERIES> 2,136<F1> <ALLOWANCE-CLOSE> 40,425 <ALLOWANCE-DOMESTIC> 40,425 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 27,947 <FN> <F1> NOT INCLUDED IN RECOVERIES BUT AN ADDITION TO ALLOWANCES FOR LOANS WERE ACQUISITION RESERVES OF $2,136 </FN>