<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE CONSOLIDATED BALANCE SHEET AND THE CONSOLIDATED STATEMENT OF INCOME AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-START> JAN-01-1995 <PERIOD-END> MAR-31-1995 <CASH> 1,180,751 <INT-BEARING-DEPOSITS> 1,767,701 <FED-FUNDS-SOLD> 176,307 <TRADING-ASSETS> 57,927 <INVESTMENTS-HELD-FOR-SALE> 4,821,966 <INVESTMENTS-CARRYING> 615,238 <INVESTMENTS-MARKET> 643,418 <LOANS> 8,875,675 <ALLOWANCE> 145,805 <TOTAL-ASSETS> 18,736,122 <DEPOSITS> 11,609,927 <SHORT-TERM> 4,787,366 <LIABILITIES-OTHER> 628,944 <LONG-TERM> 361,791 <COMMON> 93,324 <PREFERRED-MANDATORY> 0 <PREFERRED> 170,000 <OTHER-SE> 1,084,770 <TOTAL-LIABILITIES-AND-EQUITY> 18,736,122 <INTEREST-LOAN> 145,688 <INTEREST-INVEST> 84,675 <INTEREST-OTHER> 30,860 <INTEREST-TOTAL> 261,223 <INTEREST-DEPOSIT> 108,087 <INTEREST-EXPENSE> 172,697 <INTEREST-INCOME-NET> 88,526 <LOAN-LOSSES> 1,500 <SECURITIES-GAINS> 119 <EXPENSE-OTHER> 177,336 <INCOME-PRETAX> 71,277 <INCOME-PRE-EXTRAORDINARY> 49,321 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 49,321 <EPS-PRIMARY> .86 <EPS-DILUTED> .85 <YIELD-ACTUAL> 2.19 <LOANS-NON> 21,047 <LOANS-PAST> 11,629 <LOANS-TROUBLED> 2,800 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 144,838 <CHARGE-OFFS> 2,698 <RECOVERIES> 1,114 <ALLOWANCE-CLOSE> 145,805 <ALLOWANCE-DOMESTIC> 108,952 <ALLOWANCE-FOREIGN> 2,773 <ALLOWANCE-UNALLOCATED> 34,080