<ARTICLE> 7
<LEGEND> 
This schedule contains summary financial information extracted from Condensed 
Consolidated Statements of Financial Position and Condensed Consolidated
Statements of Operations and is qualified in its entirety by reference to such
financial statements.
</LEGEND>
<MULTIPLIER> 1,000,000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1995
<PERIOD-END>                               JUN-30-1995
<DEBT-HELD-FOR-SALE>                             4,633
<DEBT-CARRYING-VALUE>                            2,924
<DEBT-MARKET-VALUE>                              2,937
<EQUITIES>                                       1,005
<MORTGAGE>                                         574
<REAL-ESTATE>                                       36
<TOTAL-INVEST>                                  10,347
<CASH>                                             268
<RECOVER-REINSURE>                                   0<F1>
<DEFERRED-ACQUISITION>                           1,212
<TOTAL-ASSETS>                                  19,021
<POLICY-LOSSES>                                  1,434
<UNEARNED-PREMIUMS>                              1,562
<POLICY-OTHER>                                     969
<POLICY-HOLDER-FUNDS>                            5,511
<NOTES-PAYABLE>                                    789<F2>
<COMMON>                                           111<F4>
<PREFERRED-MANDATORY>                               50
<PREFERRED>                                         11<F3>
<OTHER-SE>                                       2,481
<TOTAL-LIABILITY-AND-EQUITY>                    19,021
<PREMIUMS>                                       1,013
<INVESTMENT-INCOME>                                413
<INVESTMENT-GAINS>                                   2
<OTHER-INCOME>                                     853<F5>
<BENEFITS>                                         695
<UNDERWRITING-AMORTIZATION>                        146
<UNDERWRITING-OTHER>                             1,121
<INCOME-PRETAX>                                    318
<INCOME-TAX>                                       108
<INCOME-CONTINUING>                                210
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       210
<EPS-PRIMARY>                                     1.81
<EPS-DILUTED>                                     0.00
<RESERVE-OPEN>                                     681
<PROVISION-CURRENT>                                  0<F1>
<PROVISION-PRIOR>                                    0<F1>
<PAYMENTS-CURRENT>                                   0<F1>
<PAYMENTS-PRIOR>                                     0<F1>
<RESERVE-CLOSE>                                      0<F1>
<CUMULATIVE-DEFICIENCY>                              0<F1>
<FN>

<F1> Available on an annual basis only.

<F2> Includes short-term borrowings and debt guarantee of ESOP.

<F3> Preferred stock at par value.

<F4> Common stock at par value.

<F5> Includes brokerage commissions and fees and other income.
</FN>