<ARTICLE> 9
<LEGEND> This schedule contains summary financial information extracted from 
the Consolidated Balance Sheet and the Consolidated Statement of Income and is 
qualified in its entirety by reference to such financial statements. 
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1995
<PERIOD-END>                               SEP-30-1995
<CASH>                                       1,444,681
<INT-BEARING-DEPOSITS>                       1,616,427
<FED-FUNDS-SOLD>                               247,252
<TRADING-ASSETS>                                57,220
<INVESTMENTS-HELD-FOR-SALE>                  5,207,955
<INVESTMENTS-CARRYING>                         590,182
<INVESTMENTS-MARKET>                           620,107
<LOANS>                                      9,808,307
<ALLOWANCE>                                    147,254
<TOTAL-ASSETS>                              20,179,731
<DEPOSITS>                                  11,357,056
<SHORT-TERM>                                 6,528,081
<LIABILITIES-OTHER>                            525,914
<LONG-TERM>                                    358,086
<COMMON>                                        93,597
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                    170,000
<OTHER-SE>                                   1,146,997
<TOTAL-LIABILITIES-AND-EQUITY>              20,179,731
<INTEREST-LOAN>                                464,973
<INTEREST-INVEST>                              270,714
<INTEREST-OTHER>                                82,383
<INTEREST-TOTAL>                               818,070
<INTEREST-DEPOSIT>                             333,358
<INTEREST-EXPENSE>                             552,163
<INTEREST-INCOME-NET>                          265,907
<LOAN-LOSSES>                                    5,000
<SECURITIES-GAINS>                                 526
<EXPENSE-OTHER>                                530,652 
<INCOME-PRETAX>                                233,722
<INCOME-PRE-EXTRAORDINARY>                     233,722
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   160,491
<EPS-PRIMARY>                                     2.74
<EPS-DILUTED>                                     2.71
<YIELD-ACTUAL>                                    2.10
<LOANS-NON>                                     30,879
<LOANS-PAST>                                    21,368
<LOANS-TROUBLED>                                 2,786
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               144,838
<CHARGE-OFFS>                                    7,754
<RECOVERIES>                                     2,952
<ALLOWANCE-CLOSE>                              147,254
<ALLOWANCE-DOMESTIC>                           115,260
<ALLOWANCE-FOREIGN>                              2,735
<ALLOWANCE-UNALLOCATED>                         29,259