<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE FIRST BANK SYSTEM, INC. DECEMBER 31, 1995, 10-K AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-START> JAN-01-1995 <PERIOD-END> DEC-31-1995 <CASH> 1,837,000 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 265,000 <TRADING-ASSETS> 86,000 <INVESTMENTS-HELD-FOR-SALE> 3,256,000 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 26,400,000 <ALLOWANCE> 473,500 <TOTAL-ASSETS> 33,874,000 <DEPOSITS> 22,514,000 <SHORT-TERM> 4,385,000 <LIABILITIES-OTHER> 826,000 <LONG-TERM> 3,201,000 <COMMON> 170,000 <PREFERRED-MANDATORY> 0 <PREFERRED> 103,000 <OTHER-SE> 2,452,000 <TOTAL-LIABILITIES-AND-EQUITY> 33,874,000 <INTEREST-LOAN> 2,273,400 <INTEREST-INVEST> 237,200 <INTEREST-OTHER> 34,600 <INTEREST-TOTAL> 2,545,200 <INTEREST-DEPOSIT> 706,700 <INTEREST-EXPENSE> 1,105,000 <INTEREST-INCOME-NET> 1,440,200 <LOAN-LOSSES> 115,000 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 1,205,900 <INCOME-PRETAX> 902,400 <INCOME-PRE-EXTRAORDINARY> 568,100 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 568,100 <EPS-PRIMARY> 4.19 <EPS-DILUTED> 4.11 <YIELD-ACTUAL> 4.91 <LOANS-NON> 118,100 <LOANS-PAST> 38,800 <LOANS-TROUBLED> 100 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 474,700 <CHARGE-OFFS> 209,100 <RECOVERIES> 88,100 <ALLOWANCE-CLOSE> 473,500 <ALLOWANCE-DOMESTIC> 0 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0