<ARTICLE> 9 <CIK> 0000702325 <NAME> FIRST MIDWEST BANCORP <MULTIPLIER> 1,000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-START> JAN-01-1995 <PERIOD-END> DEC-31-1995 <CASH> 141336 <INT-BEARING-DEPOSITS> 6788 <FED-FUNDS-SOLD> 1139 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 831030 <INVESTMENTS-CARRYING> 27527 <INVESTMENTS-MARKET> 27641 <LOANS> 2105615 <ALLOWANCE> 29194 <TOTAL-ASSETS> 3207297 <DEPOSITS> 2272058 <SHORT-TERM> 649821 <LIABILITIES-OTHER> 36185 <LONG-TERM> 0 <COMMON> 23475 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 225758 <TOTAL-LIABILITIES-AND-EQUITY> 3207297 <INTEREST-LOAN> 181865 <INTEREST-INVEST> 60832 <INTEREST-OTHER> 2490 <INTEREST-TOTAL> 245187 <INTEREST-DEPOSIT> 82564 <INTEREST-EXPENSE> 126620 <INTEREST-INCOME-NET> 118567 <LOAN-LOSSES> 11334 <SECURITIES-GAINS> 2937 <EXPENSE-OTHER> 97599 <INCOME-PRETAX> 40469 <INCOME-PRE-EXTRAORDINARY> 25685 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 25685 <EPS-PRIMARY> 1.89 <EPS-DILUTED> 1.89 <YIELD-ACTUAL> 4.04 <LOANS-NON> 11219 <LOANS-PAST> 3626 <LOANS-TROUBLED> 7917 <LOANS-PROBLEM> 22595 <ALLOWANCE-OPEN> 25154 <CHARGE-OFFS> 10018 <RECOVERIES> 2724 <ALLOWANCE-CLOSE> 29194 <ALLOWANCE-DOMESTIC> 10691 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 18503