<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE FIRST BANK SYSTEM, INC. DECEMBER 31, 1996, 10-K AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> DEC-31-1996 <PERIOD-START> JAN-01-1996 <PERIOD-END> DEC-31-1996 <CASH> 2,413,000 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 827,000 <TRADING-ASSETS> 146,000 <INVESTMENTS-HELD-FOR-SALE> 3,555,000 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 27,128,000 <ALLOWANCE> 516,500 <TOTAL-ASSETS> 36,489,000 <DEPOSITS> 24,379,000 <SHORT-TERM> 4,097,000 <LIABILITIES-OTHER> 938,000 <LONG-TERM> 3,553,000 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 177,000 <OTHER-SE> 2,876,000 <TOTAL-LIABILITIES-AND-EQUITY> 36,489,000 <INTEREST-LOAN> 2,339,300 <INTEREST-INVEST> 267,000 <INTEREST-OTHER> 47,600 <INTEREST-TOTAL> 2,653,900 <INTEREST-DEPOSIT> 673,100 <INTEREST-EXPENSE> 1,120,900 <INTEREST-INCOME-NET> 1,533,000 <LOAN-LOSSES> 136,000 <SECURITIES-GAINS> 15,000 <EXPENSE-OTHER> 1,388,100 <INCOME-PRETAX> 1,194,600 <INCOME-PRE-EXTRAORDINARY> 739,800 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 739,800 <EPS-PRIMARY> 5.34 <EPS-DILUTED> 5.25 <YIELD-ACTUAL> 4.89 <LOANS-NON> 120,300 <LOANS-PAST> 49,600 <LOANS-TROUBLED> 100 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 473,500 <CHARGE-OFFS> 253,000 <RECOVERIES> 100,200 <ALLOWANCE-CLOSE> 516,500 <ALLOWANCE-DOMESTIC> 0 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0