<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-END> DEC-31-1997 <CASH> 921,300 <INT-BEARING-DEPOSITS> 3,640,370 <FED-FUNDS-SOLD> 71,213 <TRADING-ASSETS> 60,548 <INVESTMENTS-HELD-FOR-SALE> 2,431,741 <INVESTMENTS-CARRYING> 452,762 <INVESTMENTS-MARKET> 456,745 <LOANS> 2,786,031 <ALLOWANCE> 33,274 <TOTAL-ASSETS> 7,054,007 <DEPOSITS> 5,546,997 <SHORT-TERM> 1,116 <LIABILITIES-OTHER> 121,563 <LONG-TERM> 44,550 <COMMON> 24,490 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 599,746 <TOTAL-LIABILITIES-AND-EQUITY> 7,054,007 <INTEREST-LOAN> 236,031 <INTEREST-INVEST> 148,872 <INTEREST-OTHER> 8,426 <INTEREST-TOTAL> 393,329 <INTEREST-DEPOSIT> 127,950 <INTEREST-EXPENSE> 171,794 <INTEREST-INCOME-NET> 221,535 <LOAN-LOSSES> 11,875 <SECURITIES-GAINS> 2,275 <EXPENSE-OTHER> 264,742 <INCOME-PRETAX> 89,801 <INCOME-PRE-EXTRAORDINARY> 89,801 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 61,704 <EPS-PRIMARY> 3.02 <EPS-DILUTED> 3.01 <YIELD-ACTUAL> 4.26 <LOANS-NON> 2,600 <LOANS-PAST> 7,752 <LOANS-TROUBLED> 1,520 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 33,414 <CHARGE-OFFS> 14,332 <RECOVERIES> 2,317 <ALLOWANCE-CLOSE> 33,274 <ALLOWANCE-DOMESTIC> 33,274 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0