<ARTICLE> 9
<LEGEND> This schedule contains summary financial information extracted from the
Consolidated Balance Sheet and the Consolidated Statement of Income and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                        DEC-31-1997
<PERIOD-START>                           JAN-01-1997
<PERIOD-END>                             SEP-30-1997
<CASH>                                     2,293,615
<INT-BEARING-DEPOSITS>                     2,256,835
<FED-FUNDS-SOLD>                           2,762,446
<TRADING-ASSETS>                              10,889
<INVESTMENTS-HELD-FOR-SALE>                5,437,950
<INVESTMENTS-CARRYING>                       475,824
<INVESTMENTS-MARKET>                         493,098
<LOANS>                                   12,223,720
<ALLOWANCE>                                  148,044
<TOTAL-ASSETS>                            26,919,195
<DEPOSITS>                                15,843,449
<SHORT-TERM>                               7,817,967
<LIABILITIES-OTHER>                          692,379
<LONG-TERM>                                  867,881
<COMMON>                                     189,935
<PREFERRED-MANDATORY>                              0
<PREFERRED>                                  120,000
<OTHER-SE>                                 1,387,584
<TOTAL-LIABILITIES-AND-EQUITY>            26,919,195
<INTEREST-LOAN>                              582,818
<INTEREST-INVEST>                            259,365
<INTEREST-OTHER>                             128,825
<INTEREST-TOTAL>                             971,008
<INTEREST-DEPOSIT>                           374,952
<INTEREST-EXPENSE>                           646,147
<INTEREST-INCOME-NET>                        324,861
<LOAN-LOSSES>                                  6,000
<SECURITIES-GAINS>                               717
<EXPENSE-OTHER>                              658,141
<INCOME-PRETAX>                              347,913
<INCOME-PRE-EXTRAORDINARY>                   228,129 
<EXTRAORDINARY>                                    0
<CHANGES>                                          0
<NET-INCOME>                                 228,129
<EPS-PRIMARY>                                   2.02
<EPS-DILUTED>                                   1.96
<YIELD-ACTUAL>                                  2.22
<LOANS-NON>                                   43,808
<LOANS-PAST>                                  20,651
<LOANS-TROUBLED>                               2,536
<LOANS-PROBLEM>                                    0
<ALLOWANCE-OPEN>                             148,327
<CHARGE-OFFS>                                  8,955
<RECOVERIES>                                   2,673
<ALLOWANCE-CLOSE>                            148,044
<ALLOWANCE-DOMESTIC>                          99,390
<ALLOWANCE-FOREIGN>                            2,845
<ALLOWANCE-UNALLOCATED>                       45,809