<ARTICLE> 9
<LEGEND> This schedule contains summary financial information extracted from the
Consolidated Balance Sheet and the Consolidated Statement of Income and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                        DEC-31-1997
<PERIOD-START>                           JAN-01-1997
<PERIOD-END>                             JUN-30-1997
<CASH>                                     1,791,584
<INT-BEARING-DEPOSITS>                     1,945,803
<FED-FUNDS-SOLD>                           1,919,918
<TRADING-ASSETS>                               5,760
<INVESTMENTS-HELD-FOR-SALE>                6,556,106
<INVESTMENTS-CARRYING>                       474,032
<INVESTMENTS-MARKET>                         491,852
<LOANS>                                   11,958,078
<ALLOWANCE>                                  148,371
<TOTAL-ASSETS>                            26,051,000
<DEPOSITS>                                15,891,066
<SHORT-TERM>                               6,981,276
<LIABILITIES-OTHER>                          661,092
<LONG-TERM>                                  868,690
<COMMON>                                     189,935
<PREFERRED-MANDATORY>                              0
<PREFERRED>                                  120,000
<OTHER-SE>                                 1,338,941
<TOTAL-LIABILITIES-AND-EQUITY>            26,051,000
<INTEREST-LOAN>                              379,467
<INTEREST-INVEST>                            171,439
<INTEREST-OTHER>                              80,933
<INTEREST-TOTAL>                             631,839
<INTEREST-DEPOSIT>                           238,559
<INTEREST-EXPENSE>                           416,518
<INTEREST-INCOME-NET>                        215,321
<LOAN-LOSSES>                                  1,000
<SECURITIES-GAINS>                               599
<EXPENSE-OTHER>                              423,472
<INCOME-PRETAX>                              223,301
<INCOME-PRE-EXTRAORDINARY>                   147,118
<EXTRAORDINARY>                                    0
<CHANGES>                                          0
<NET-INCOME>                                 147,118
<EPS-PRIMARY>                                   1.30
<EPS-DILUTED>                                   1.26
<YIELD-ACTUAL>                                  2.26
<LOANS-NON>                                   52,705
<LOANS-PAST>                                  28,760
<LOANS-TROUBLED>                               2,536
<LOANS-PROBLEM>                                    0
<ALLOWANCE-OPEN>                             148,361
<CHARGE-OFFS>                                  3,089
<RECOVERIES>                                   2,133
<ALLOWANCE-CLOSE>                            148,371
<ALLOWANCE-DOMESTIC>                          96,545
<ALLOWANCE-FOREIGN>                            2,283
<ALLOWANCE-UNALLOCATED>                       49,543