<ARTICLE> 9
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               SEP-30-1998
<CASH>                                          33,283
<INT-BEARING-DEPOSITS>                          18,989
<FED-FUNDS-SOLD>                                53,026
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    223,687
<INVESTMENTS-CARRYING>                         191,696
<INVESTMENTS-MARKET>                           192,847
<LOANS>                                      2,934,828
<ALLOWANCE>                                     15,808
<TOTAL-ASSETS>                               3,605,904
<DEPOSITS>                                   2,343,786
<SHORT-TERM>                                   210,000
<LIABILITIES-OTHER>                            681,000
<LONG-TERM>                                     26,837
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           254
<OTHER-SE>                                     280,902
<TOTAL-LIABILITIES-AND-EQUITY>               3,605,904
<INTEREST-LOAN>                                157,938
<INTEREST-INVEST>                               21,142
<INTEREST-OTHER>                                 6,135
<INTEREST-TOTAL>                               185,215
<INTEREST-DEPOSIT>                              72,545
<INTEREST-EXPENSE>                              40,323
<INTEREST-INCOME-NET>                          112,868
<LOAN-LOSSES>                                      600
<SECURITIES-GAINS>                                 606
<EXPENSE-OTHER>                                 44,511
<INCOME-PRETAX>                                 46,790
<INCOME-PRE-EXTRAORDINARY>                      28,808
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    28,808
<EPS-PRIMARY>                                     1.28
<EPS-DILUTED>                                     1.23
<YIELD-ACTUAL>                                    2.47
<LOANS-NON>                                     10,734
<LOANS-PAST>                                       625
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                15,475
<CHARGE-OFFS>                                      311
<RECOVERIES>                                        44
<ALLOWANCE-CLOSE>                               15,808
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         15,808