<ARTICLE> 9
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<PERIOD-TYPE>                   9-MOS
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<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               SEP-30-1998
<CASH>                                         160,391
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<DEPOSITS>                                   4,047,145
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<LIABILITIES-OTHER>                             59,512
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<LOAN-LOSSES>                                    4,539
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