EXHIBIT 12 CASE CREDIT CORPORATION AND SUBSIDIARIES COMPUTATION OF RATIO OF EARNINGS TO FIXED CHARGES (DOLLARS IN MILLIONS) NINE MONTHS ENDED YEARS ENDED DECEMBER 31, SEPTEMBER 30, ------------------------------- 1998 1997 1996 1995 1994 1993 ------------- ---- ---- ---- ---- ---- Net Income.......................................... $ 62 $ 82 $ 85 $ 94 $ 81 $111 Add: Interest expense.................................. 103 98 72 42 88 227 Amortization of capitalized debt expense.......... 1 1 2 2 1 1 Portion of rentals representative of interest factor............................... -- -- -- -- -- -- Income tax expense and other taxes on income...... 34 40 45 53 55 75 Cumulative effect of change in accounting principles............................ -- -- -- -- -- 6 Fixed charges of unconsolidated subsidiaries..................................... -- -- -- -- -- -- Extraordinary loss................................ -- -- 3 -- 4 -- ---- ---- ---- ---- ---- ---- Earnings as defined............................. $200 $221 $207 $191 $229 $414 ==== ==== ==== ==== ==== ==== Interest expense.................................... $103 $ 98 $ 72 $ 42 $ 88 $227 Amortization of capitalized debt expense............................................ 1 1 2 2 1 1 Portion of rentals representative of interest factor................................. -- -- -- -- -- -- Fixed charges of unconsolidated subsidiaries........ -- -- -- -- -- -- ---- ---- ---- ---- ---- ---- Fixed charges as defined........................ $104 $ 99 $ 74 $ 44 $ 89 $228 ==== ==== ==== ==== ==== ==== Ratio of earnings to fixed charges.................. 1.92x 2.23x 2.80x 4.34x 2.57x 1.82x ==== ==== ==== ==== ==== ====