<ARTICLE> 9
<LEGEND> This schedule contains summary financial information extracted from
(Identify Specific Financial Statements) and is qualified in its entirety by
reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                        DEC-31-1999  
<PERIOD-START>                           JAN-01-1999
<PERIOD-END>                             MAR-31-1999
<CASH>                                     1,195,083
<INT-BEARING-DEPOSITS>                     2,650,588
<FED-FUNDS-SOLD>                             772,675
<TRADING-ASSETS>                              14,467
<INVESTMENTS-HELD-FOR-SALE>                6,731,248
<INVESTMENTS-CARRYING>                       477,458
<INVESTMENTS-MARKET>                         488,244
<LOANS>                                   14,046,482
<ALLOWANCE>                                  147,265
<TOTAL-ASSETS>                            27,554,634
<DEPOSITS>                                16,592,248
<SHORT-TERM>                               6,972,999
<LIABILITIES-OTHER>                          779,783
<LONG-TERM>                                1,178,540
<COMMON>                                     189,935
<PREFERRED-MANDATORY>                              0
<PREFERRED>                                  120,000
<OTHER-SE>                                 1,721,129
<TOTAL-LIABILITIES-AND-EQUITY>            27,554,634
<INTEREST-LOAN>                              223,396
<INTEREST-INVEST>                             91,018
<INTEREST-OTHER>                              55,795
<INTEREST-TOTAL>                             370,209
<INTEREST-DEPOSIT>                           134,288
<INTEREST-EXPENSE>                           244,555
<INTEREST-INCOME-NET>                        125,654
<LOAN-LOSSES>                                    500
<SECURITIES-GAINS>                                32
<EXPENSE-OTHER>                              266,433
<INCOME-PRETAX>                              144,790
<INCOME-PRE-EXTRAORDINARY>                    95,123
<EXTRAORDINARY>                                    0
<CHANGES>                                          0
<NET-INCOME>                                  95,123
<EPS-PRIMARY>                                    .85
<EPS-DILUTED>                                    .82
<YIELD-ACTUAL>                                  2.07
<LOANS-NON>                                   32,331
<LOANS-PAST>                                  14,252
<LOANS-TROUBLED>                                   0
<LOANS-PROBLEM>                                    0
<ALLOWANCE-OPEN>                             146,839
<CHARGE-OFFS>                                    438
<RECOVERIES>                                     365
<ALLOWANCE-CLOSE>                            147,265
<ALLOWANCE-DOMESTIC>                         114,155
<ALLOWANCE-FOREIGN>                            3,460
<ALLOWANCE-UNALLOCATED>                       29,650