Exhibit 23.5





                      
                      CONSENT OF INDEPENDENT ACCOUNTANTS


We consent to the incorporation by reference in this Registration Statement on 
Form S-3 of our reports dated November 4, 1998 relating to the consolidated 
financial statements and financial statement schedules, which are incorporated 
by reference or included in ACE Limited's Annual Report on Form 10-k for the 
year ended September 30 1998. We also consent to the reference to us under the 
heading "Experts" in such Registration Statement.


Pricewaterhouse Coopers LLP
New York, New York
May 19,1999