<ARTICLE> 7
<LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
THE CONSOLIDATED BALANCE SHEET AND THE CONSOLIDATED STATEMENT OF OPERATIONS AND
IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               SEP-30-1999
<DEBT-HELD-FOR-SALE>                         2,539,358<F1>
<DEBT-CARRYING-VALUE>                                0
<DEBT-MARKET-VALUE>                                  0
<EQUITIES>                                           0
<MORTGAGE>                                      17,310
<REAL-ESTATE>                                      159
<TOTAL-INVEST>                               2,653,985
<CASH>                                          18,746
<RECOVER-REINSURE>                                   0
<DEFERRED-ACQUISITION>                         132,537
<TOTAL-ASSETS>                               4,224,917
<POLICY-LOSSES>                              2,163,682<F2>
<UNEARNED-PREMIUMS>                            188,711
<POLICY-OTHER>                                       0
<POLICY-HOLDER-FUNDS>                          129,079
<NOTES-PAYABLE>                                148,667
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            59
<OTHER-SE>                                     408,384
<TOTAL-LIABILITY-AND-EQUITY>                 4,224,917
<PREMIUMS>                                     444,062
<INVESTMENT-INCOME>                            140,480
<INVESTMENT-GAINS>                             (8,896)
<OTHER-INCOME>                                       0
<BENEFITS>                                     315,994
<UNDERWRITING-AMORTIZATION>                     36,498
<UNDERWRITING-OTHER>                            79,709
<INCOME-PRETAX>                                 60,731
<INCOME-TAX>                                    38,716
<INCOME-CONTINUING>                             22,015
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    22,015
<EPS-BASIC>                                       0.53
<EPS-DILUTED>                                     0.53
<RESERVE-OPEN>                                       0
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                                      0
<CUMULATIVE-DEFICIENCY>                              0
<FN>
<F1> Refer to Note 3 - Investments of the Company's Consolidated Notes to
     Financial Statements for September 30, 1999.
<F2> Refer to the Company's Consolidated Balance Sheet as of September 30, 1999.
</FN>