EXHIBIT 99.2

                            CERTIFICATION PURSUANT TO
                               18 U.S.C. (S)1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

         In connection with the Quarterly Report on Form 10-QSB for the quarter
ended September 30, 2002 (the "Report") of Sistersville Bancorp, Inc., the
("Company") as filed with the Securities and Exchange Commission on the date
hereof, I, Stanley M. Kiser, President and Chief Executive Officer, certify
pursuant to 18 U.S.C. (S)1350, as adopted pursuant to (S)906 of the
Sarbanes-Oxley Act of 2002, that:

         (1) The Report fully complies with the requirements of Section 13(a) of
the Securities Exchange Act of 1934; and

         (2) The information contained in the Report fairly presents, in all
material respects, the financial condition and results of operations of the
Company.

October 31, 2002
                                       /s/ Stanley M. Kiser
                                       -----------------------------------------
                                       Stanley M. Kiser
                                       President and Chief Executive Officer
                                       (Principal Executive Officer
                                          and Principal Accounting and Financial
                                          Officer)