EXHIBIT 24.1



                               POWERS OF ATTORNEY
                                        

 
                               POWER OF ATTORNEY

  KNOW ALL MEN BY THESE PRESENTS, that each person whose signature appears below
constitutes and appoints E. James Trimarchi, David R. Tomb, Jr. and Joseph E.
O'Dell, and each of them, with full power to act without the others, his true
and lawful attorneys-in-fact and agents, with full power of substitution and
resubstitution, for him and in his name, place and stead, in any and all
capacities, to sign this Registration Statement and any and all amendments
(including post-effective amendments) hereto, and to file the same with all
exhibits thereto, and other documents in connection therewith, with the
Securities and Exchange Commission, granting unto said attorneys-in-fact and
agents, and each of them, full power and authority to do and perform each and
every act and thing requisite and necessary to be done, as fully to all intents
and purposes as he might or could do in person, hereby ratifying and confirming
all that said attorneys-in-fact and agents or any of them, or their substitutes,
may lawfully do or cause to be done by virtue hereof.

 
            Signature and Capacity
 
 
            /s/ E. James Trimarchi
 -------------------------------------------
              E. James Trimarchi
                  (Director)
 
              /s/ E. H. Brubaker
 -------------------------------------------
                E. H. Brubaker
                  (Director)
 
           /s/ Sumner E. Brumbaugh
 -------------------------------------------
             Sumner E. Brumbaugh
                  (Director)
 
              /s/ Edward T. Cote
 -------------------------------------------
                Edward T. Cote
                  (Director)
 
             /s/ Ronald C. Geiser
  -------------------------------------------
               Ronald C. Geiser
                  (Director)
 
            /s/ Johnston A. Glass
  -------------------------------------------
              Johnston A. Glass
                  (Director)
 
              /s/ A.B. Hallstrom
  -------------------------------------------
                A.B. Hallstrom
                  (Director)
 
            /s/ H. H. Heilman, Jr.
 -------------------------------------------
              H. H. Heilman, Jr.
                  (Director)
 
              /s/ David F. Irvin
 -------------------------------------------
                David F. Irvin
                  (Director)

 
             /s/ Dale P. Latimer
 -------------------------------------------
               Dale P. Latimer
                  (Director)
 
             /s/ Joseph E. O'Dell
 -------------------------------------------
               Joseph E. O'Dell
    (Chief Executive Officer and Director)
 
             /s/ Joseph W. Proske
 -------------------------------------------
               Joseph W. Proske
                  (Director)
 
            /s/ David R. Tomb, Jr.
  -------------------------------------------
              David R. Tomb, Jr.
                  (Director)
 
            /s/ Robert C. Williams
  -------------------------------------------
              Robert C. Williams
                  (Director)
 
 
 
           Dated September 3, 1998.