WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

  


 
<ARTICLE> 9
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   3-MOS
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<PERIOD-END>                               MAR-31-1999
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<LONG-TERM>                                    208,000
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<INTEREST-OTHER>                                   169
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<EPS-PRIMARY>                                      .39
<EPS-DILUTED>                                      .37
<YIELD-ACTUAL>                                    2.48
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<LOANS-PAST>                                         0
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<ALLOWANCE-DOMESTIC>                               835
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