1
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
----------------------
FORM 8-K
Current Report
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report: January 18, 2000
----------------
CAPITAL ONE MASTER TRUST
CAPITAL ONE BANK
(Exact name of registrant as specified in its charter)
Virginia 0-25762 54-1719855
- ------------------------------- ------------ -------------------
(State or other jurisdiction of (Commission (IRS Employer
incorporation) File Number) Identification No.)
11013 West Broad Street Road, Glen Allen, Virginia 23060
- -------------------------------------------------- ------------
(Address of principal executive offices) (Zip Code)
(Registrant's telephone number, including area code):
(804) 967-1000
(Former name or former address, if changed since last report):
Not Applicable
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ITEM 5. OTHER EVENTS
The December 1999 monthly Certificateholder's Statements to
investors were distributed January 18, 2000.
ITEM 7(c). EXHIBITS
The following are filed as exhibits to this Report
under Exhibit 20:
1. December Performance Summary
2. Series 1995-1 Class A and Class B Certificateholder's Statements
for the month of December 1999.
3. Series 1995-3 Class A and Class B Certificateholder's Statements
for the month of December 1999.
4. Series 1996-1 Class A and Class B Certificateholder's Statements
for the month of December 1999.
5. Series 1996-2 Class A and Class B Certificateholder's Statements
for the month of December 1999.
6. Series 1996-3 Class A and Class B Certificateholder's Statements
for the month of December 1999.
7. Series 1997-1 Class A and Class B Certificateholder's Statements
for the month of December 1999.
8. Series 1997-2 Class A and Class B Certificateholder's Statements
for the month of December 1999.
9. Series 1998-1 Class A and Class B Certificateholder's Statements
for the month of December 1999.
10. Series 1998-3 Class A and Class B Certificateholder's Statements
for the month of December 1999.
11. Series 1998-4 Class A and Class B Certificateholder's Statements
for the month of December 1999.
12. Series 1999-1 Class A and Class B Certificateholder's Statements
for the month of December 1999
13. Series 1999-2 Class A and Class B Certificateholder's Statements
for the month of December 1999
14. Series 1999-3 Class A and Class B Certificateholder's Statements
for the month of December 1999
15. Trust Excess Spread Analysis
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SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned there-unto duly authorized.
CAPITAL ONE MASTER TRUST
By: CAPITAL ONE BANK
Servicer
By: /s/ David M. Willey
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David M. Willey
Senior Vice President and Treasurer
Date: January 18, 2000
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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
-------------------------
EXHIBITS
TO
FORM 8-K
CAPITAL ONE MASTER TRUST
CAPITAL ONE BANK
(Exact name of registrant as specified in its charter)
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INDEX TO EXHIBITS
SEQUENTIALLY
EXHIBIT NUMBERED
NUMBER EXHIBITS PAGE
- ------ -------- -------------
1 December Performance Summary 07
2 Series 1995-1 Class A and Class B Certificate-
holder's Statements for the month of December 1999 09
3 Series 1995-3 Class A and Class B Certificate-
holder's Statements for the month of December 1999 11
4 Series 1996-1 Class A and Class B Certificate-
holder's Statements for the month of December 1999 13
5 Series 1996-2 Class A and Class B Certificate-
holder's Statements for the month of December 1999 15
6 Series 1996-3 Class A and Class B Certificate-
holder's Statements for the month of December 1999 17
7 Series 1997-1 Class A and Class B Certificate-
holder's Statements for the month of December 1999 19
8 Series 1997-2 Class A and Class B Certificate-
holder's Statements for the month of December 1999 21
9 Series 1998-1 Class A and Class B Certificate-
holder's Statements for the month of December 1999 24
10 Series 1998-3 Class A and Class B Certificate-
holder's Statements for the month of December 1999 27
11 Series 1998-4 Class A and Class B Certificate-
holder's Statements for the month of December 1999 30
12 Series 1999-1 Class A and Class B Certificate-
holder's Statements for the month of December 1999 32
13 Series 1999-2 Class A and Class B Certificate-
holder's Statements for the month of December 1999 34
14 Series 1999-3 Class A and Class B Certificate-
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holder's Statements for the month of December 1999 36
15 Trust Excess Spread Analysis 38
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