<ARTICLE> 5 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE CONSOLIDATED FINANCIAL STATEMENTS OF S1 CORPORATION FOR THE TWELVE MONTHS ENDED DECEMBER-31-1999 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH CONSOLIDATED FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> DEC-31-1999 <CASH> 67,850 <SECURITIES> 62,754 <RECEIVABLES> 78,720 <ALLOWANCES> 8,584 <INVENTORY> 0 <CURRENT-ASSETS> 209,543 <PP&E> 35,794 <DEPRECIATION> 11,214 <TOTAL-ASSETS> 1,132,487 <CURRENT-LIABILITIES> 113,317 <BONDS> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 11,354 <COMMON> 1,127,095 <OTHER-SE> (147,642) <TOTAL-LIABILITY-AND-EQUITY> 1,132,487 <SALES> 0 <TOTAL-REVENUES> 92,890 <CGS> 0 <TOTAL-COSTS> 53,089 <OTHER-EXPENSES> 167,125 <LOSS-PROVISION> 0 <INTEREST-EXPENSE> 0 <INCOME-PRETAX> (125,087) <INCOME-TAX> 0 <INCOME-CONTINUING> (125,087) <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> (125,087) <EPS-BASIC> (4.28) <EPS-DILUTED> (4.28)