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CAPITAL ONE MASTER TRUST (RECEIVABLES)
MONTHLY PERIOD : FEBRUARY 2000
Beginning of the Month Principal Receivables : 11,626,973,742.08
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Beginning of the Month Finance Charge Receivables : 419,540,736.86
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Beginning of the Month Discounted Receivables : 0.00
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Beginning of the Month Total Receivables : 12,046,514,478.94
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Removed Principal Receivables : 0.00
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Removed Finance Charge Receivables : 0.00
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Removed Total Receivables : 0.00
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Additional Principal Receivables : 499,672,271.51
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Additional Finance Charge Receivables : 1,876,122.19
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Additional Total Receivables : 501,548,393.70
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Discounted Receivables Generated this Period 0.00
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End of the Month Principal Receivables : 11,357,150,222.54
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End of the Month Finance Charge Receivables : 395,305,384.68
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End of the Month Discounted Receivables : 0.00
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End of the Month Total Receivables : 11,752,455,607.22
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Excess Funding Account Balance 0.00
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Adjusted Invested Amount of all Master Trust Series 9,832,976,678.00
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End of the Month Seller Percentage 13.42%
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CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD : FEBRUARY 2000 ACCOUNTS RECEIVABLES
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End of the Month Delinquencies :
30 - 59 Days Delinquent 171,909.00 196,335,034.91
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60 - 89 Days Delinquent 113,284.00 135,631,849.15
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90 + Days Delinquent 203,685.00 266,521,344.64
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Total 30 + Days Delinquent 488,878.00 598,488,228.70
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Delinquencies 30 + Days as a Percent of End of the Month Total Receivables 5.09%
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Defaulted Accounts During the Month 58,929.00 52,364,024.94
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Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 5.40%
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CAPITAL ONE MASTER TRUST (COLLECTIONS)
MONTHLY PERIOD : FEBRUARY 2000 COLLECTIONS PERCENTAGES
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Total Collections and Gross Payment Rate 1,907,107,704.36 15.83%
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Collections of Principal Receivables and Principal Payment Rate 1,662,143,362.35 14.30%
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Prior Month Billed Finance Charge and Fees 193,449,871.97
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Amortized AMF Income 15,601,067.28
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Interchange Collected 17,821,773.71
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Recoveries of Charged Off Accounts 18,191,355.82
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Collections of Discounted Receivables 0.00
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Collections of Finance Charge Receivables and Annualized Yield 245,064,068.78 25.29%
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CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)
MONTHLY PERIOD : FEBRUARY 2000
Beginning Unamortized AMF Balance 88,768,635.31
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+ AMF Slug for Added Accounts 132,793.40
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+ AMF Collections 15,501,340.51
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- - Amortized AMF Income 15,601,067.28
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Ending Unamortized AMF Balance 88,801,701.94
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/s/ Charles Kim
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Charles Kim
Securitization Manager
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