1
CAPITAL ONE MASTER TRUST (RECEIVABLES)
MONTHLY PERIOD : APRIL 2000
Beginning of the Month Principal Receivables : 11,286,322,332.75
-------------------
Beginning of the Month Finance Charge Receivables : 371,033,227.45
-------------------
Beginning of the Month Discounted Receivables : 0.00
-------------------
Beginning of the Month Total Receivables : 11,657,355,560.20
-------------------
Removed Principal Receivables : 0.00
-------------------
Removed Finance Charge Receivables : 0.00
-------------------
Removed Total Receivables : 0.00
-------------------
Additional Principal Receivables : 178,620,086.18
-------------------
Additional Finance Charge Receivables : 785,857.91
-------------------
Additional Total Receivables : 179,405,944.09
-------------------
Discounted Receivables Generated this Period 0.00
-------------------
End of the Month Principal Receivables : 11,089,752,052.44
-------------------
End of the Month Finance Charge Receivables : 356,824,541.97
-------------------
End of the Month Discounted Receivables : 0.00
-------------------
End of the Month Total Receivables : 11,446,576,594.41
-------------------
Excess Funding Account Balance 0.00
-------------------
Adjusted Invested Amount of all Master Trust Series 10,182,976,677.68
-------------------
End of the Month Seller Percentage 8.18%
-------------------
CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD : APRIL 2000 ACCOUNTS RECEIVABLES
-------- -----------
End of the Month Delinquencies :
30 - 59 Days Delinquent 148,812.00 164,982,990.37
------------------ -------------------
60 - 89 Days Delinquent 81,967.00 105,475,463.20
------------------ -------------------
90 + Days Delinquent 174,969.00 235,663,028.60
------------------ -------------------
Total 30 + Days Delinquent 405,748.00 506,121,482.17
------------------ -------------------
Delinquencies 30 + Days as a Percent of End of the Month Total Receivables 4.42%
-------------------
Defaulted Accounts During the Month 58,677.00 53,049,191.88
------------------ -------------------
Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 5.64%
-------------------
Page 7 of 40
2
CAPITAL ONE MASTER TRUST (COLLECTIONS)
MONTHLY PERIOD : APRIL 2000 COLLECTIONS PERCENTAGES
----------- -----------
Total Collections and Gross Payment Rate 1,862,122,179.49 15.97%
-------------------- ----------------
Collections of Principal Receivables and Principal Payment Rate 1,650,251,789.42 14.62%
-------------------- ----------------
Prior Month Billed Finance Charge and Fees 162,838,797.54
--------------------
Amortized AMF Income 15,178,313.70
--------------------
Interchange Collected 19,990,169.37
--------------------
Recoveries of Charged Off Accounts 18,020,949.05
--------------------
Collections of Discounted Receivables 0.00
--------------------
Collections of Finance Charge Receivables and Annualized Yield 216,028,229.66 22.97%
-------------------- ----------------
CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)
MONTHLY PERIOD : APRIL 2000
Beginning Unamortized AMF Balance 86,405,413.31
----------------
+ AMF Slug for Added Accounts 76,824.13
--------------------
+ AMF Collections 11,020,474.11
--------------------
- - Amortized AMF Income 15,178,313.70
--------------------
Ending Unamortized AMF Balance 82,324,397.85
----------------
/s/ Tom Feil
--------------------------
Tom Feil
Director of Securitization
Page 8 of 40