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CAPITAL ONE MASTER TRUST (RECEIVABLES)
MONTHLY PERIOD : May 2000
Beginning of the Month Principal Receivables : 11,508,920,587.82
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Beginning of the Month Finance Charge Receivables : 375,988,089.89
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Beginning of the Month Discounted Receivables : 0.00
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Beginning of the Month Total Receivables : 11,884,908,677.71
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Removed Principal Receivables : 0.00
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Removed Finance Charge Receivables : 0.00
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Removed Total Receivables : 0.00
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Additional Principal Receivables : 419,168,535.38
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Additional Finance Charge Receivables : 19,163,547.92
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Additional Total Receivables : 438,332,083.30
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Discounted Receivables Generated this Period 0.00
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End of the Month Principal Receivables : 11,429,221,319.49
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End of the Month Finance Charge Receivables : 367,649,352.76
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End of the Month Discounted Receivables : 0.00
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End of the Month Total Receivables : 11,796,870,672.25
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Excess Funding Account Balance 0.00
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Adjusted Invested Amount of all Master Trust Series 10,582,976,677.68
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End of the Month Seller Percentage 7.40%
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CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD : May 2000 ACCOUNTS RECEIVABLES
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End of the Month Delinquencies :
30 - 59 Days Delinquent 169,309.00 173,612,511.95
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60 - 89 Days Delinquent 93,737.00 107,898,891.08
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90 + Days Delinquent 156,358.00 215,113,111.75
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Total 30 + Days Delinquent 419,404.00 496,624,514.78
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Delinquencies 30 + Days as a Percent of End of the Month Total Receivables 4.21%
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Defaulted Accounts During the Month 53,649.00 48,348,573.88
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Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 5.04%
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CAPITAL ONE MASTER TRUST (COLLECTIONS)
MONTHLY PERIOD : May 2000 COLLECTIONS PERCENTAGES
Total Collections and Gross Payment Rate 2,036,948,794.64 17.14%
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Collections of Principal Receivables and Principal Payment Rate 1,802,327,270.56 15.66%
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Prior Month Billed Finance Charge and Fees 176,167,189.40
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Amortized AMF Income 16,409,423.32
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Interchange Collected 22,965,361.46
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Recoveries of Charged Off Accounts 19,478,425.84
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Collections of Discounted Receivables 0.00
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Collections of Finance Charge Receivables and Annualized Yield 235,020,400.02 24.50%
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CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)
MONTHLY PERIOD : May 2000
82,324,397.85
Beginning Unamortized AMF Balance ------------------
+ AMF Slug for Added Accounts 8,486,755.23
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+ AMF Collections 16,010,547.38
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- - Amortized AMF Income 16,409,423.32
----------------- 90,412,277.14
Ending Unamortized AMF Balance ------------------
/s/ Tom Feil
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Tom Feil
Director of Securitization
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