<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
UNAUDITED FINANCIAL STATEMENTS OF ONLINE RESOURCES AND COMMUNICATIONS
CORPORATION FOR THE THREE MONTHS ENDED 6/30/00 AND IS QUALIFIED IN ITS ENTIRETY
BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>

                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             APR-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                       1,308,698
<SECURITIES>                                10,918,497
<RECEIVABLES>                                2,427,532
<ALLOWANCES>                                 (107,945)
<INVENTORY>                                          0
<CURRENT-ASSETS>                            15,394,450
<PP&E>                                       9,627,932
<DEPRECIATION>                             (4,208,679)
<TOTAL-ASSETS>                              21,090,333
<CURRENT-LIABILITIES>                        3,282,826
<BONDS>                                              0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         1,158
<OTHER-SE>                                  17,508,856
<TOTAL-LIABILITY-AND-EQUITY>                21,090,333
<SALES>                                      3,671,322
<TOTAL-REVENUES>                             3,671,322
<CGS>                                        3,229,181
<TOTAL-COSTS>                                8,577,361
<OTHER-EXPENSES>                                     0
<LOSS-PROVISION>                              (44,000)
<INTEREST-EXPENSE>                              20,808
<INCOME-PRETAX>                            (4,689,300)
<INCOME-TAX>                                         0
<INCOME-CONTINUING>                        (4,689,300)
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                               (4,689,300)
<EPS-BASIC>                                     (0.41)
<EPS-DILUTED>                                   (0.41)