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CAPITAL ONE MASTER TRUST (RECEIVABLES)
MONTHLY PERIOD : JANUARY 2001
Beginning of the Month Principal Receivables : 15,618,938,755.94
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Beginning of the Month Finance Charge Receivables : 488,874,239.20
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Beginning of the Month Discounted Receivables : 0.00
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Beginning of the Month Total Receivables : 16,107,812,995.14
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Removed Principal Receivables : 0.00
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Removed Finance Charge Receivables : 0.00
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Removed Total Receivables : 0.00
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Additional Principal Receivables : 761,738,022.25
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Additional Finance Charge Receivables : 49,370,506.32
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Additional Total Receivables : 811,108,528.57
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Discounted Receivables Generated this Period 0.00
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End of the Month Principal Receivables : 15,236,553,343.90
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End of the Month Finance Charge Receivables : 492,773,911.18
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End of the Month Discounted Receivables : 0.00
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End of the Month Total Receivables : 15,729,327,255.08
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Excess Funding Account Balance 0.00
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Adjusted Invested Amount of all Master Trust Series 14,032,976,677.68
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End of the Month Seller Percentage 7.90%
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CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD : JANUARY 2001
ACCOUNTS RECEIVABLES
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End of the Month Delinquencies :
30 - 59 Days Delinquent 250,890.00 240,444,745.88
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60 - 89 Days Delinquent 142,442.00 149,726,983.94
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90 + Days Delinquent 228,099.00 269,994,358.39
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Total 30 + Days Delinquent 621,431.00 660,166,088.21
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Delinquencies 30 + Days as a Percent of End of theM onth Total Receivables 4.20%
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Defaulted Accounts During the Month 63,339.00 48,355,151.29
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Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 3.72%
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CAPITAL ONE MASTER TRUST (COLLECTIONS)
MONTHLY PERIOD : JANUARY 2001 COLLECTIONS PERCENTAGES
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Total Collections and Gross Payment Rate 2,780,112,290.98 17.26%
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Collections of Principal Receivables and Principal Payment Rate 2,479,180,073.71 15.87%
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Prior Month Billed Finance Charge and Fees 222,340,790.33
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Amortized AMF Income 26,244,410.02
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Interchange Collected 27,863,216.23
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Recoveries of Charged Off Accounts 18,160,342.56
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Collections of Discounted Receivables 0.00
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Collections of Finance Charge Receivables and Annualized Yield 294,608,759.14 22.63%
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CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)
MONTHLY PERIOD : JANUARY 2001
Beginning Unamortized AMF Balance 98,768,844.23
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+ AMF Slug for Added Accounts 41,772,136.45
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+ AMF Collections 32,567,868.15
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- - Amortized AMF Income 26,244,410.02
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Ending Unamortized AMF Balance 146,864,438.81
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/s/ Tom Feil
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Tom Feil
Director of Securitization
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